Shenzhen, ChinaMay 14, 2026 /PRNewswire/ — Recently, the 2026 National Industry-Finance Collaborative Development Conference, themed “Financial Powerhouse • Regional Co-Creation,” was held in Shanghai. The conference was guided by the Shanghai United Media Group, hosted by Cailianshe, and jointly initiated with over ten regional equity trading centers across the country. During the concurrently held “Huayao Award” ceremony, Cigna & CMB Life Insurance Co., Ltd. was honored with the “Annual Best Practice in Financial Services for the Real Economy” award.
The “Huayao Award,” established by Cailianshe under the National Industry-Finance Collaborative Development Conference, aims to “recognize excellence and empower industries.” It is jointly evaluated by multiple regional equity trading centers, focusing on core dimensions such as industry-finance collaboration, technological innovation, and capital empowering the real economy, to select benchmark institutions and enterprises across various fields. Cigna & CMB Life Insurance won this award for its innovative “Enterprise Health Protection Package.” This plan, centered on a differentiated “managed care” service model, deeply focuses on enterprise health protection needs. By integrating insurance coverage, health management, and medical service resources, it injects resilient momentum into the real economy and has become a benchmark practice for financial empowerment of the real sector.
Currently, the domestic enterprise health protection market primarily features three models: the TPA model offers flexibility but fragmented services; the “insurance + service” combination model boasts abundant resources but lacks coordination; and the Health Maintenance Organization (HMO) model, through deep integration of payers and service providers, achieves “full-process management + effective cost control.” Although it has a high entry threshold, it represents the core future direction of the industry.
In the field of enterprise health protection, Cigna & CMB Life Insurance’s exploration of the HMO model began in 2009. Initially, the company’s high-end medical group insurance primarily targeted foreign-invested enterprises. As domestic corporate health benefits upgraded and the market matured, its services have extensively extended to many outstanding local enterprises. After 17 years of dedicated efforts, Cigna & CMB Life Insurance has provided “insurance + health” comprehensive protection solutions to over 6,000 enterprises and more than one million employees, covering mid-to-high-end medical insurance, corporate supplementary medical group insurance, and customized corporate health management services.
Specifically, Cigna & CMB Life Insurance’s group insurance product system features high coverage limits, broad coverage, and diverse medical options as its core characteristics. With “good doctors, good medicines, and good experiences” as the main theme, it builds a comprehensive health management system. Leveraging a global direct-billing and designated medical network of over 2 million providers, as well as online platforms like the “Xiaonuo Health” internet hospital and “Corporate Clinic,” it provides enterprises and employees with full-cycle health services covering “pre-consultation, during consultation, and post-consultation.”
The evaluating body believes that Cigna & CMB Life Insurance’s integrated medical solution, centered on group insurance, deeply aligns with the needs of enterprises and employees, becoming a key lever for companies to enhance talent attraction, improve organizational agility, and achieve cost reduction and efficiency gains. This solution is particularly tilted toward key areas of the real economy, with a high proportion of enterprises in sectors such as technological innovation and advanced manufacturing, providing a solid health protection foundation for the country to cultivate new productive forces. In terms of regional coverage, it has achieved full coverage of core economic circles, including the Beijing-Tianjin-Hebei region, the Yangtze River Delta, the Guangdong-Hong Kong-Macao Greater Bay Area, and the Chengdu-Chongqing Economic Circle, strongly supporting talent strategies and industrial upgrades in key regions.
This award not only recognizes Cigna & CMB Life Insurance’s “insurance + health” ecosystem but also highlights the responsibility of the financial insurance industry to return to its roots and serve the real economy. Looking ahead, Cigna & CMB Life Insurance will continue to deepen its “Greater Health” strategy, striving toward the goal of becoming the “leading provider of corporate health benefit solutions in China,” helping more enterprises achieve a win-win situation of improved health levels and optimized welfare costs, thereby jointly consolidating the micro-foundation of China’s high-quality economic development.