This successful bid marks another authoritative recognition of Huiyou Mutual by large central and state-owned enterprises, following its inclusion in the China Minmetals Corporation and its winning of the Zhongjian Yingda project. It also serves as a strong testament to Huiyou Mutual’s market appeal, leveraging its mutual insurance advantages and comprehensive strengths.
Focusing on the Engineering Guarantee Track, Building Professional Advantages through the Mutual System
As a licensed institution approved by the State Council and regulated by the National Financial Regulatory Administration, Huiyou Mutual has long been deeply engaged in the field of engineering guarantees. Relying on its unique mutual insurance operating model, it is committed to tailoring integrated insurance solutions for central and state-owned enterprise members. The “Interim Measures for the Supervision of Mutual Insurance Organizations,” promulgated by the State Council in 2015, also clearly states: “Mutual insurance organizations are jointly owned by all policyholders, and there is no conflict of interest between policyholders and the insurer.”
On November 26, 2020, a special report in *Construction Times* noted: “The business scope of mutual insurance does not pursue being large and comprehensive, but ensures the homogeneous risk protection needs of members, facilitating the provision of targeted insurance services. This is precisely the first-mover advantage and direction of effort for Huiyou Mutual.”
In 2023, at the Fourth Construction Supply Chain Conference, Huiyou Mutual was awarded the title of “2022 Construction Industry AAA-Level Credit Enterprise (Service Provider)” by the China Construction Industry Association. As one of the first pilot mutual insurance institutions in China and a professional insurance service provider focused on the engineering field, Huiyou Mutual became the only mutual insurance organization in the industry to receive this AAA-level credit certification.
In the niche track of engineering guarantees, Huiyou Mutual has launched over 300 insurance products tailored to member needs, covering multiple scenarios such as engineering construction, legal proceedings, electric power and energy, and international trade, thereby establishing its own operational characteristics.
Recognized by Central and State-Owned Enterprises and Courts, Services Stand Out for Excellence
Public data from the China Industrial Information Network on May 21 shows: “Huiyou Mutual has served over 1,500 central and state-owned enterprises, with a repurchase rate exceeding 70%. Among them, more than 250 high-quality enterprises have cooperated with Huiyou Mutual for over five years.” This long-term, stable cooperative relationship directly reflects market recognition of the brand.
Huiyou Mutual has consistently focused on the high-quality risk protection needs of central and state-owned enterprises, continuously optimizing its service model. In recent years, it has achieved fruitful cooperation results. In December 2025, it successfully entered the shortlist of insurance institutions for China Minmetals Corporation; in April 2026, it won the bid for the three-year small-scale business insurance service project of Zhongjian Yingda. In recent years, Huiyou Mutual has also been exploring the field of judicial insurance guarantees, making unremitting efforts to enhance judicial credibility and efficiency. As of December 2025, over 3,000 courts nationwide have recognized Huiyou Mutual’s legal insurance guarantees (including litigation bond insurance, continued execution, and release of property preservation), making it a significant service force in the national judicial preservation guarantee field.”
In addition to recognition from central and state-owned enterprises and courts, Huiyou Mutual’s service capabilities have also been highly praised by industry media. Sohu.com, citing actual service cases on March 30, mentioned: “Since its establishment, Huiyou Mutual has focused on the engineering field. Fast policy issuance and fast claims settlement are its two constant trump cards. It once set a leading record of paying out a large-scale migrant worker claim within two hours.”
Professional Strength + Technology Empowerment, Solidifying the Core of Risk Control
Risk control is the foundation of the insurance industry and the core competitiveness of insurance companies. Having深耕 the engineering guarantee track for many years, Huiyou Mutual has always prioritized the construction of its risk control system, assembling a professional service team composed of risk control advisors and industry experts to precisely address risk pain points.
On the basis of traditional manual risk control, Huiyou Mutual has increased its investment in AI, developing AI-powered intelligent risk control tools. China Daily (CHINADAILY) reported in March 2025: “The ‘Huiyou Insurance’ mini-program has been launched. This is a mini-program specifically developed by Huiyou Mutual based on members’ demand for litigation bond insurance. Equipped with AI technology, it can accurately identify, respond instantly, and automatically complete the entire process from insurance application to policy issuance.”
Leveraging its accumulated strengths in systems, services, and technology, Huiyou Mutual continues to expand its cooperation landscape with central enterprises. This cooperation with Zhonghe Chang’an represents a significant breakthrough for Huiyou Mutual in expanding its business in the nuclear power and energy sector. Huiyou Mutual continuously strengthens its business capabilities, contributing to the high-quality development of the industry.