SHENZHEN, ChinaJune 1, 2026 /PRNewswire/ — As society focuses on the healthy growth of children and adolescents, how to build a comprehensive protection wall for the health of hundreds of millions of families’ children throughout their growth cycle has become a critical issue for the insurance industry.
As a life insurance company specializing in health protection, Cigna & CMB Life Insurance Co., Ltd. (hereinafter referred to as “Cigna & CMB”) continues to solidify the foundation of its “Greater Health” strategy, deepening product innovation, service expansion, and user experience, safeguarding the healthy growth of children with professionalism and warmth.
Innovative Product Supply, Building a Child Health Protection Network
According to data from the National Cancer Center, the annual incidence of malignant tumors among children under 15 in China reaches 25,000 cases. Among them, the high treatment costs for serious illnesses such as leukemia can easily plunge ordinary families into financial hardship when a child falls ill, highlighting the urgent need for child health protection.
In recent years, Cigna & CMB has continuously deepened its layout of child protection products, driving the upgrade from traditional supplementary coverage to a specialized product system that meets the differentiated protection needs of various families.
In 2025, Cigna & CMB launched the “Golden Sunflower Children’s Critical Illness Insurance,” optimizing design from pricing, coverage, and claims dimensions, allowing ordinary families to easily secure long-term protection for their children. The product adopts a pricing strategy of “starting from 25.88 yuan/month in the first year, with 500,000 yuan basic coverage,” significantly lowering the premium threshold; coverage includes 244 diseases, encompassing both the “major illnesses” that parents worry about and the “early diagnosis and treatment” of moderate and mild conditions. For high-incidence and rare diseases in children, “Golden Sunflower” also introduces a “multiple payout” mechanism, effectively enhancing ordinary families’ risk resilience.
To address the diverse protection needs of children, Cigna & CMB has deeply collaborated with Ant Insurance to launch two health insurance products—”Health Fortune • Children’s Million Critical Illness Insurance” and “Nuo Medical Insurance • Children’s Million Medical Insurance”—using affordable pricing strategies to build a risk barrier for ordinary families, generating enthusiastic market response.
Expanding Health Services, Focusing on Children’s Growth Pain Points
Unlike traditional insurance models that “emphasize claims over services,” Cigna & CMB leverages its years of global medical resource network to provide insured families with a full-process service from prevention, treatment, to recovery, extending the insurance function from a “claims endpoint” to a “health starting point.”
In 2025, Cigna & CMB launched the “Nuo An Xin” serious illness service plan, with a “Children’s Special” module targeting pediatric critical illnesses, offering full disease management from diagnosis, domestic second opinions, to post-surgery recovery tracking. To address difficulties in children’s medical appointments, “Nuo An Xin” provides appointment services for specialist outpatient visits at the deputy chief physician level or above in top-tier hospitals. Specifically for leukemia, a high-incidence disease in children, Cigna & CMB has partnered with Lu Daopei Medical Group, one of the world’s largest hematopoietic stem cell transplant centers, to offer children access to high-quality, scarce leukemia medical resources in China, along with one-stop medical arrangement services. If parents require overseas medical treatment, Cigna & CMB can also connect them with advanced medical resources in the United States.
In 2026, Cigna & CMB further focuses on children’s medical experience, customizing the “Baby Medical Card” for children aged 0-14 (inclusive), covering outpatient services at high-quality private hospitals and public hospitals, offering dual flexible medical options. This service meets daily pediatric outpatient and emergency needs while addressing core pain points: parents no longer need to stay up late to snatch popular pediatric appointments, wait long hours with sick children in public hospitals, or repeatedly organize materials and go through procedures for small outpatient fee reimbursements, truly “relieving pressure” on parents.
From Health Care to Growth Companionship, Safeguarding a Colorful Childhood
Cigna & CMB has released a series of China Health Index reports for consecutive years, collaborating with prestigious institutions such as Peking University and authoritative organizations on research projects, focusing long-term on children’s mental health and growth pressures. Through health education, parent-child sports activities, and public welfare study tours, it engages numerous families deeply, integrating health concepts into daily life and supporting the coordinated development of parent-child health and education through interactive practices.
In 2025, Cigna & CMB launched the “Ai Xiao Nuo Growth Plan,” building a multi-dimensional health protection system covering prevention, intervention, and support around three core scenarios: mental health, oral health, and international student health management. Among these, a mental health-themed livestream tailored for adolescents attracted over 26,000 online viewers; the “Baby Love Teeth Plan” combines “knowledge education + fun interaction + special offers” to cultivate children’s “lifelong tooth care ability”; and customized health services for international students help address “overseas anxiety” related to medical care and psychological support, making studying abroad more reassuring.
The healthy growth of children carries the happiness of countless families and concerns the future of the nation and its people. In the future, Cigna & CMB will continue to deepen its “Greater Health Strategy,” continuously strengthening its “Insurance + Health” expertise, helping children resist disease risks, achieve physical and mental health development, and safeguard a colorful childhood.
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Note: Some data sourced from U.S. News & World Report. |