Jakarta, IndonesiaApril 24, 2026 /PRNewswire/ — Digital fraud cases continue to rise, highlighting the heightened risks to consumer protection and the sustainable development of Indonesia’s digital financial ecosystem. According to data from the Indonesian Financial Services Authority (OJK) Anti-Fraud Center (IASC), from November 2024 to January 2026, over 432,000 digital fraud reports were received, with total losses amounting to approximately 9.1 trillion Indonesian rupiah.

Representatives from government and industry associations affirmed their commitment to strengthen fraud prevention and reinforce the anti-scam governance ecosystem in the Executive Policy Collaborative Forum on Handling Digital Fraud and Scams held by ADIGSI
In response, AdaKami, a fintech lending platform licensed by the Indonesian Financial Services Authority, is continuously improving its fraud risk management system by enhancing technical capabilities, conducting ongoing user education, and fostering multi-party collaboration.
These initiatives were showcased at the “Executive Policy Collaborative Forum on Handling Digital Fraud and Scams,” hosted by the Indonesian Digitalization and Cybersecurity Association (ADIGSI). The forum brought together representatives from regulatory bodies, cybersecurity agencies, and industry associations, including the OJK Anti-Fraud Center, Indonesia’s National Cyber and Crypto Agency (BSSN), the Indonesia Fintech Lending Association (AFPI), and the Indonesian Fintech Association (AFTECH). The forum emphasized the need for coordinated efforts among all parties to strengthen fraud prevention and improve the anti-scam governance ecosystem.
AdaKami, together with industry and regulatory stakeholders, reaffirmed its commitment to investing in and strengthening fraud prevention efforts, with technology, education, and collaboration as core pillars, to protect consumer rights.
Hudiyanto, Head of the Secretariat of the OJK Anti-Fraud Center, stated: “Fraud and digital scams have evolved into a systemic challenge that requires coordinated responses from regulators, industries, and relevant stakeholders.”
Karissa Sjawaldy, Head of Public Affairs at AdaKami, added: “AdaKami is always committed to strengthening consumer protection, including upgrading technology-driven security systems, deepening user safety education, and maintaining close cooperation with regulators and industry partners.”
AdaKami continues to leverage innovations in artificial intelligence, machine learning, and big data to upgrade its security infrastructure, safeguard platform users, and mitigate cyber threats. At the same time, AdaKami recognizes the importance of enhancing user awareness to reduce fraud risks. Through regular educational campaigns such as #SelaluWaspada, the platform guides users to stay vigilant against various emerging fraud tactics, including safeguarding personal information, recognizing common scam patterns, and conducting transactions only through officially certified channels.
AdaKami will remain focused on strengthening risk management and enhancing consumer trust, contributing to the development of a more resilient digital financial ecosystem in Indonesia.
